29. According to the passage, which statement is true about victims’ personality, awareness, and safety behaviors?

(A)Risk-takers who don’t question things and have high self-control are often easier targets for scams.

(B)One’s personality traits are important factors that affect an individual’s risk of being scammed in different situations.

(C)Citizens can trust random calls from banks or official agencies because they shouldn’t question official-sounding calls.

(D)Practical suggestions about scammers’ deceptive methods are more effective in reducing scams than urgent warnings about immediate financial risks.