第三題：中翻英【配分 25 分】 當前市場上各式各樣消費性產品的製造和使用帶來了大量幾乎無法逆轉的污染、森林破 壞和全球暖化，對環境造成衝擊。產品設計師通常只專注於創作的形式和功能，而對其設計 的產品製造過程卻興趣缺缺。這種想要產出更為複雜產品的慾念導致了高度能源密集式的製 造程序。隨著製造業的能源消耗持續增加，降低二氧化碳排放量以減少全球暖化更形需要。 產品設計師必須重視這項問題，充分體認身為設計師的社會責任，同時也必須認真考量其設 計對環境的影響程度。

第二題：英翻中【配分 25 分】 State-owned Bank of Taiwan, the main subsidiary of Taiwan Financial Holding Co, yesterday said that its board has approved plans to set aside NT$100 billion to support urban renewal projects. The move came as the nation’s largest bank by loan book lends force to the government’s measured effort to prop up the construction industry without reviving a property fever. About 140,000 buildings nationwide are more than 30 years old, with 50,000 of them in dire need of repairs and reinforcement, Ministry of the Interior data showed. Owners of buildings at least 30 years old or declared unsafe by authorities may apply for loans with preferential interest rates if they agree to urban renewal projects. Potential applicants may borrow up to 100 percent of their home’s values in special loans, as a lack of liquidity often slows the pace of renewal.

第一題：【中翻英】      職場霸凌之構成要素，應包括具有刻意傷害性之敵對或負面行為，且該行為須長期、持續並反覆發生，致使受凌者在生理、心理等方面受到傷害。其具體表現為個人或團體對他人所實施之直接或間接攻擊行為，包括肢體暴力、心理或精神暴力、言語暴力、刻意斷絕人際關係，或不合理之過度要求等。此類行為並非偶發性衝突，而是持續一段時間之系統性行為，並進而對受凌者造成身體、心理及社會層面之負面影響。

第二題：【英翻中】 Meta is reportedly weighing layoffs that could impact at least 20% of its workforce as the tech giant looks tooffset rising artificial intelligence costs. The cuts come as the technology company aims to offset the cost of artificialintelligence infrastructure and prepare for greater efficiency brought about by AI-assisted workers, three sourcesfamiliar with the matter told Reuters. The outlet added that the timing and size of the potential layoffs have not beenfinalized. When reached for comment, a Meta spokesperson told FOX Business, “This is just a speculative report.”

3. 英翻中【配分25分】For many people, the kitchen is the center of the home and a locus for interactions that go beyond preparing and eating food. Yet the "smart kitchen" remains a tough sell. Apart from their fears of disrupting the rhythms and patterns in the heart of the home, people may be hesitant to incorporate smart devices into their kitchens because of the costs of maintaining such appliances. These appliances are often difficult to repair and use expensive components like touch screens. Consumer may also worry about longevity: A touch-screen refrigerator may look modern today, but who knows how dated it may appear in five years?

2. 中翻英【配分25分】全家便利商店（FamilyMart）在台北開了一家概念店，它的目標在吸引消費者光顧，同時也使用機器人這類的數位科技來減少員工的負擔。商店的櫃檯設有3D相機計算來客數，而且使用電子標籤讓商店能夠自動更新存貨資訊。另外，它也提供了一個機器人帶領顧客逛商店。這家新商店標記了全家轉型成為下一代連鎖便利超商所做努力的開始。

第二題：【中翻英】近年來，歐洲地區扒竊案日增，行李在火車站被竊取的案件也常常發生。旅客在搭乘火車、地鐵等大眾交通工具時，須注意行李務必留在身邊切勿隨意放置無人看管；行李箱應繫上所有人的相關訊息，包含姓名、地址、電話等資料，以便安全人員查察，並於必要時聯繫失主。

第一題：【英翻中】    Successful business operation requires people to work together and develop good teamwork. For team relationships to work well, high levels of trust are needed. However, how people build trust can differ from person to person, culture to culture. Therefore, becoming aware of this factor can help us improve trust with the people we work with. There are many ways of building trust, and the approach a person chooses might depend on the relationshiphe/she wants to build, the culture this person is used to, and the preferences this person has. One thing to note is if the methods we choose do not match the expectations of the people around us, it can lead to misunderstandings.

第二題：【中翻英】       隨著科技快速發展，人工智慧能夠做、適合做的事愈來愈多。專家預測，在未來 20 年內或許有一半以 上的人類職業，例如收銀員、汽車駕駛等，都可以交給人工智慧。而那些需要高度溝通的工作，例如美容師、老師，就讓人類自己去做。人類該如何善用人工智慧並維持自己的優勢將是極為重要的課題。【15 分】

貳、非選擇題第一題：【英翻中】        In 2023 the output value of bicycles and their components produced in Taiwan surpassed NT$200 billion, of which bike parts accounted for about 60%, with the amount in excess of NT$120 billion. Over the past decade Taiwan has continually been the top source country for imports of bicycle parts into the US and China and the second-ranked source country into the European Union. Such a large market share can be attributed to the fact that Taiwan’s bicycle parts industry, which is concentrated in Taichung and Changhua, is unparalleled in the world with a combination of its comprehensive supply chain, advanced technology, and high responsiveness to customer needs.【15 分】

第二題：【英翻中】       The London Interbank Offered Rate (LIBOR), serving as the benchmark for borrowings, loans and derivative contracts, used to be the most important pricing reference rate in the international financial market, entered history by the end of 2021. One factor of its cessation is that it is easy to be manipulated, causing the market to question the representativeness of LIBOR. The Central Bank pointed out that since the 2008 financial crisis, there had been quite a few cases of banks manipulating LIBOR quotations, prompting a wave of reforms. Regulators globally have been working on alternative Risk-Free Rates (RFRs) with the underlying promise of better governance and oversight around major interest rate benchmarks.【25 分】

115年 - 115 兆豐銀行_新進行員甄選試題_高級辦事員(八職等)、辦事員(六職等)、辦事員(六職等)：英文#139905

115年 - 115-2 合作金庫商業銀行_新進人員甄試試題：英文#139226

115年 - 115 第一銀行_新進人員甄選試題_一般行員、專案助理理財人員：英文#139028

115年 - 115 彰化銀行_新進人員甄試試題：英文#138679

115年 - 115 合作金庫商業銀行_新進人員甄試試題：英文#134906

114年 - 114 全國農業金庫新進人員甄試_共同科目:英文#138266

114年 - 114 臺灣銀行_現職工員改僱助理辦事員甄試試題_助理辦事員：英文#133807

114年 - 114 臺灣土地銀行_五職等／一般金融人員、證券營業員、 法務人員、 檔案管理人員、 護理人員、 六職等／不動產法務人員、 高資產財管業務企劃人員、 不動產專業人員、 七職等／機電工程人員、 海外分行資訊人員、 電子金融業務人員(一)、 電子金融業務人員(二)：英文#133466

114年 - 114 臺灣銀行_新進人員甄試試題_5 職等/客服人員/採購人員/一般金融人員(一)：英文#131320#132636

114年 - 114-2 臺灣銀行_新進人員甄試試題_6 職等/建築工程規劃人員、5 職等/客服人員/採購人員/一般金融人員(一)：英文#131320